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Client's Testimonial

"The excellent process you have in place when assessing, screening and approving personal loans is very convenient and satisfying which I would highly recommend the commercial banks and the rest of the other similar finance companies adopt as well." . . .

Personal Loans

Here at Moni Plus, with our friendly service and fast approval, applications will be processed within 24 hours. We live up to our motto Fast, Quick and Easy on approving Personal Loans. Whether you need help with School Fees or want a Top-up Loan, we donít want you to keep on waiting.

It is very easy to get a top up loan as long as the net pay can cater for the Loan Repayment after considering the take home pay.

We finance small unsecured personal loans for various genuine purposes such as:

  • School Fees
  • Funeral Expenses
  • Feast Expenses
  • Bride Price Assistance
  • Personal Goods Purchase
  • Other Genuine Purposes
Requirements:
  • Loan Repayments through direct pay payroll only.
  • Documentation fee of K20.00 is added to the loan.
  • Two (2) Original Recent pay slips are required to be attached with the Loan application Form
  • Current Employment ID
  • 2% Loan Repayment Insurance (LRI) is added to the net loan.
Eligibility:
  • Regular Income earners who are employed for one year or more.
  • Private Company employee where direct payroll deduction is acceptable
  • Net pay must be K200.00 or more.
Refinancing Guidelines:
  1. Only existing Moni Plus customers with good repayment record will be considered for refinancing of loan.
  2. To refinance loans with the recognised and reputable finance companies.
  3. Client must have three (3) or less remaining deductions with other finance companies and must provide latest statement of account.
  4. After inclusion of other finance company's deduction, current net pay must still meet the 50% requirement under General Order 20 for public servants.
  5. PVA and/or ISDA to be handled by our staff to ensure that other finance company's deductions are ceased and Moni Plus deduction will commence.
  6. Disbursement of funds to the other finance companies will be done through Kundupei. Account number must be provided by client and to be confirmed by our staff.
  7. All other terms and conditions for Personal Loans applies.

Download Personal Loans application form

ASSET FINANCE - FOREIGN EXCHANGE - PERSONAL LOANS - TERM DEPOSITS ASSET FINANCE - FOREIGN EXCHANGE - PERSONAL LOANS - TERM DEPOSITS
HEDURU MONI LTD T/A MONI PLUS - P.O. BOX 1748 BOROKO NCD
T: 323 3396 F: +675 323 3438
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