Turn Business Assets into Business Opportunities

A flexible asset finance solution that helps individuals acquire the things that matter, from motor vehicles to property and other high-value personal assets. Spread the cost over a term that suits your budget, with the financed asset held as security so you can access funds at competitive rates.

Loan Calculator

Estimate repayments instantly to better understand what works for your budget before applying.

Loan Type
Personal Loan
24% rate
Loan Amount
PGK 200,000
PGK 50,000
PGK 500,000
Loan Term
12 months
3 months
36 months
Interest Rate (Annual)
24%
Fixed rate for guarantor-backed loans

Payment Summary

Monthly Payment

PGK 18,912

Total of Payments
PGK 226,943
Total Interest
PGK 26,943

Loan Details

Principal Amount
PGK 200,000
Interest Rate
24%
Loan Term
12 months
Loan Type
Personal Loan

Application Form

Our team will guide you through the next steps once your enquiry is submitted.

How it Works

01

Complete a loan application and submit the required information to get started.

02

Provide a quotation from your preferred dealer or vendor.

03

Our team carefully assesses your application to ensure the right fit for your needs.

04

A lending decision is made promptly, keeping your plans moving forward.

05

Loan documents are issued and executed to formalise the facility.

06

Once completed, funds are disbursed efficiently.

07

Your asset is released and ready for use.

Key Benefits

Preserve Your Savings

Why drain your savings on a large purchase? Asset finance lets you spread the cost over time, keeping your cash available for everyday needs and unexpected expenses.

Own High-Value Assets Sooner

Access the vehicle, property, or equipment you need now, without waiting years to save the full amount upfront.

Buy with Confidence

By spreading the cost and putting essential assets within reach, asset finance helps you make the purchase you need with clear, manageable repayments and confidence in your budget.

Repayments That Fit Your Budget

Choose a term that works for you, with fixed, predictable repayments aligned to your pay cycle.

Use Cases

Motor Vehicles

Finance a car, truck, or family vehicle from your preferred dealer, and spread the cost over a term that suits you.

Property

Acquire residential or investment property, with the asset held as security to support affordable, longer-term financing.

Land & Home Improvements

Purchase land or fund major home upgrades that add lasting value for you and your family.

High-Value Personal Equipment

Finance generators, solar systems, appliances, or other essential household assets while preserving your savings.

Eligibility &
Requirements

Registered business name/company

Registered Tax Identification Number

Company profile

Minimum of two years operation

Last two years financial statements

Cash Flow Forecast

Last 12 month’s bank statements

Copy of contract
(if any)

Customer Identification
(ID)

Everything you need to know before applying.

Leverage your assets to reach your goals