Turn Property Equity Into A Business Opportunity
Unlock the value in your property to access flexible funding for growth, investment or working capital.
Unlocking the Value You Already Own
Ways clients turn property equity into working funds for their next move.
Property Improvement or Development
Investments Opportunities
Business Expansion
Key Benefits
- Access Larger Funding Amounts
- Enjoy Lower Interest Rates
- Fast-Track Opportunities
Loan Calculator
Estimate your repayments instantly.
Payment Summary
Loan Details
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Loan Against Property At A Glance
Secured Loan
Real Property
Property Owners
How It Works
Step 1
Complete a commercial loan application and submit the required information to get started.
Step 2
Our team carefully assesses your application to ensure the right fit for your needs.
Step 3
A lending decision is made promptly, keeping your plans moving forward.
Step 4
Loan documents are issued and executed to formalise the facility.
Step 5
Once completed, funds are disbursed efficiently.
Step 6
Your funds are released and ready for use, helping you drive business growth straight away.
How It Works
Step 1
Complete and submit commercial loan application.
Step 2
Our team carefully assesses your application.
Step 3
A lending decision is made promptly.
Step 4
Loan documents are issued and executed.
Step 5
Once completed, funds are disbursed.
....
Step 6
Your funds are released and ready for use.
Eligibility & Requirements
Have these documents ready before you apply.
Registered business name/company
Registered Tax Identification Number
Company profile
Minimum of two years operation
Last two years financial statements
Cash Flow Forecast
Last 12 month’s bank statements
Copy of contract (if any)
Customer ID
Valuation Report
Find a Moni Plus Branch
Visit your nearest branch for loan support.
Waigani
Retail Office, Corner Waigani and Garden Hills
Lot 24, Section 209, Hohola, Garden Hills
+675 313 2900
Mon – Fri: 8.00 – 17.00
Lae
Morobe Haus Ground Floor, Unit 2
Lot 47, Section 6, Fourth Street, Lae
+675 478 2900
Mon – Fri: 8.00 – 17.00
Mt. Hagen
Gapina Haus, Unit 3 West Side, Ground Floor
Allotment 8, Section 5, Hagen Drive, Mt. Hagen
+675 542 2900
Mon – Fri: 8.00 – 17.00
Kokopo
Tammur Centre, Area 1&2, Ground Floor
Allotment 1, Section 38, William Drive, Kokopo
+675 987 2900
Mon – Fri: 8.00 – 17.00
Alotau
Alotau Commercial Centre Vol 119, Folio 200
Portion 246, Alotau, Milne Bay
+675 640 2900
Mon – Fri: 8.00 – 17.00
Goroka
Frequently Asked Questions
Quick answers to the questions we hear most about Loan Against Property. Can’t find what you need? Talk to our team.
LAP can generally be used for: Business expansion, Working capital needs, Education expenses, Medical emergencies, Debt consolidation, Home renovation, Other personal or professional financial needs.
Approved answer pending from Moni Plus.
Approved answer pending from Moni Plus.
Application Form
Our team will guide you through the next steps once your enquiry is submitted.