Personal Loans provide access to funds for a wide range of personal expenses, helping you manage important financial commitments.
Use a personal loan for the expenses that matter most to you.
Use a personal loan for the expenses that matter most to you.
Estimate repayments instantly to better understand what works for your budget before applying.
Estimate your repayments instantly.
Download and complete the application form
Attach supporting documents
Submit to branch or dedicated representative
Assessment and approval
Same-day disbursement where requirements are complete
Download and complete the application form
Attach supporting documents
Submit to branch or dedicated representative
Assessment and approval
Same-day disbursement where requirements are complete
Have these key employment and identification documents ready.
Visit your nearest branch for personal loan support.
Retail Office, Corner Waigani and Garden Hills
Lot 24, Section 209, Hohola, Garden Hills
+675 313 2900
Mon – Fri: 8.00 – 17.00
Morobe Haus Ground Floor, Unit 2
Lot 47, Section 6, Fourth Street, Lae
+675 478 2900
Mon – Fri: 8.00 – 17.00
Gapina Haus, Unit 3 West Side, Ground Floor
Allotment 8, Section 5, Hagen Drive, Mt. Hagen
+675 542 2900
Mon – Fri: 8.00 – 17.00
Alotau Commercial Centre Vol 119, Folio 200
Portion 246, Alotau, Milne Bay
+675 640 2900
Mon – Fri: 8.00 – 17.00
Quick answers to the questions we hear most about Personal Loans. Can’t find what you need? Talk to our team.
Regular income earners employed for one year or more, including private company employees where direct payroll deduction is acceptable, with net pay of K200 or more.
School fees, funeral expenses, feast expenses, bride price assistance, personal goods purchase, travel expenses, medical expenses, refinancing, and other reasonable purposes.
K200 up to K100,000, subject to eligibility and net pay capacity.
Yes, provided net pay can cover the repayment and still leave enough for living expenses.
5 to 78 fortnights.
Direct payroll deduction only, automatically each fortnight.
No application fees or documentation fees.
Two original recent payslips, current Employment ID or valid government-issued ID, employer confirmation letter.
Same day, provided all requirements are submitted in full.
Yes, for existing Moni Plus customers with good repayment record; latest statement from the other lender required; net pay must still meet the 50% deduction threshold.
moniplus.com/personal-loans or nearest branch.
Thank you. Your Personal Loan application has been sent to our team.
We will review it and contact you about the next steps.
A member of the Moni Plus team will contact you once your application has been reviewed.
