REVOLVING CREDIT

Flexible Funding When Your Business Needs It

Access flexible working capital when you need it to manage cash flow and keep your business moving.

USE CASES

For the Gaps in Your Cash Cycle

Common moments when businesses draw on a revolving facility to keep trading.

Bridging Cash Flow Gaps

Inventory Purchases

Seasonal Business Support

Key Benefits

Loan Calculator

Estimate your repayments instantly.

PGK 0
0 months
0%

Payment Summary

Monthly Repayment
PGK 0.00

Loan Details

Principal Amount PGK 0
Interest Rate 0% p.a.
Loan Term 0 months
Loan Type Business Loan

Apply Now

Revolving Credit At A Glance

01
Facility Type

Revolving Credit

02
Access

On-Demand Funds

03
Ideal For

Ongoing Cash Flow

Shop owners checking stock deliveries, illustrating revolving credit for PNG businesses

How It Works

Step 1

Complete a commercial loan application and submit the required information to get started.

Step 2

Our team carefully assesses your application to ensure the right fit for your needs.

Step 3

A lending decision is made promptly, keeping your plans moving forward.

Step 4

Loan documents are issued and executed to formalise the facility.

Step 5

Once completed, funds are disbursed efficiently.

Step 6

Your funds are released and ready for use, helping you drive business growth straight away.

Shop owners checking stock deliveries, illustrating revolving credit for PNG businesses

How It Works

Step 1

Complete and submit commercial loan application.

Step 2

Our team carefully assesses your application.

Step 3

A lending decision is made promptly.

Step 4

Loan documents are issued and executed.

Step 5

Once completed, funds are disbursed.

....

Step 6

Your funds are released and ready for use.

Eligibility & Requirements

Have these documents ready before you apply.

Registered business name/company

Registered Tax Identification Number

Company profile

Minimum of two years operation

Last two years financial statements

Cash Flow Forecast

Last 12 month’s bank statements

Copy of contract (if any)

Customer ID

Find a Moni Plus Branch

Visit your nearest branch for loan support.

Frequently Asked Questions

Quick answers to the questions we hear most about Revolving Credit. Can’t find what you need? Talk to our team.

A Revolving Credit Limit is a pre-approved credit facility that allows a customer to borrow, repay, and re-borrow funds up to an approved limit during the facility period. Unlike a term loan, you do not need to apply for a new loan each time you need funds.

Approved answer pending from Moni Plus.

Approved answer pending from Moni Plus.

Approved answer pending from Moni Plus.

Application Form

Our team will guide you through the next steps once your enquiry is submitted.

Commercial Loan Application

Step 1 of 7 · Finance type & borrower

For applications from a company, firm, sole trader or partnership.

Loading form features. If this message remains, reload this page before continuing.

Step 2 of 7 · Contact & addresses

How we reach you, and where the business operates.

Principal residential address

Step 3 of 7 · Shareholdings & guarantor

List each shareholder and director, then the guarantor supporting this application.

Shareholder / director 1

Role *

Shareholder / director 2

Role *

Guarantor

Step 4 of 7 · Fleet, bankers & existing loans

Fleet details for asset based finance, plus your existing banking and borrowing.

Fleet details (asset based finance only)

Existing bankers / financiers

Bank / branchFacility typeAccount nameAccount number
————
————
————

Existing loans with other institutions

InstitutionFacility typeLimit / balanceRateMonthly repayment
—————
—————
—————

Step 5 of 7 · Funding required & security

What the funds are for, and the security you are offering against them.

Funding required — purpose (include all costs)

PurposeAmount (K)
——
——
——
——
TotalK 0.00
Net funding requiredK 0.00

Security — motor vehicles, equipment & machinery

Type / descriptionMakeModel yearOriginal costMarket value
—————
—————
—————

Security — property

Type / descriptionProperty nameLocation / lot / sectionOwner or tenantMarket value
—————
—————
—————

Step 6 of 7 · Personal statement of position

A snapshot of the principal’s personal assets, liabilities and monthly cash flow.

Assets

Total assetsK 0.00

Liabilities

Total liabilitiesK 0.00
Surplus — assets less liabilitiesK 0.00

Monthly income

Total monthly incomeK 0.00

Monthly expenses

Total monthly expensesK 0.00
Available surplusK 0.00

Step 7 of 7 · References, declaration & checklist

Three references, your declaration, and the documents to attach.

Reference 1

Reference 2

Reference 3

Declaration

Read how Moni Plus collects, uses and protects your personal information in our Privacy Policy.

Application checklist

Tick every document you are attaching. Anything left unchecked is recorded as still to provide.