Grow Your Savings with Confidence
Grow your savings with a secure investment that delivers guaranteed returns over a fixed term, with competitive interest rates.
Save with Purpose
A term deposit helps you reach your goals with guaranteed returns.
Key Benefits
- Low-Risk Savings Option
- Deposit Terms 28 days - 2 years
- Guaranteed Returns Over the Agreed Term
- Minimum Deposit K5,000
- Net Interest Paid at Maturity
- No Account Keeping Fees
Estimate repayments instantly to better understand what works for your budget before applying.
Payment Summary
Loan Details
- Principal Amount
- PGK 200,000
- Interest Rate
- 24%
- Loan Term
- 12 months
- Loan Type
- Personal Loan
Term Deposit Calculator
See how much interest your deposit could earn.
Deposit Details
Apply Now
Key Benefits
Low-Risk Savings
Option
Deposit Terms
28 days – 2 years
Guaranteed Returns Over
the Agreed Term
Minimum Deposit
K5,000
Net Interest Paid at
Maturity
No Account-Keeping
Fees
Key Benefits
- Low-Risk Savings Option
- Deposit Terms 28 days – 2 years
- Guaranteed Returns Over the Agreed Term
- Minimum Deposit K5,000
- Net Interest Paid at Maturity
- No Account-Keeping Fees
Estimate repayments instantly to better understand what works for your budget before applying.
Payment Summary
Loan Details
- Principal Amount
- PGK 200,000
- Interest Rate
- 24%
- Loan Term
- 12 months
- Loan Type
- Personal Loan
Term Deposit At A Glance
K5,000
28 days to 2 years
Paid at Maturity
No Fees
How It Works
Step 1
Enquiry & Application
Step 2
Deposit Your Funds
Step 3
Fixed Term Holding
Step 4
Interest Paid at Maturity
How It Works
Step 1
Enquiry & Application
Step 2
Deposit Your Funds
Step 3
Fixed Term Holding Period
Step 4
Interest Paid at Maturity
Eligibility & Requirements
Have these documents ready before you apply.
Registered Business Name
Registered Tax Identification Number
Registered Business Name / Government-Issued ID
Registered Tax Identification Number
Registered Tax
Identification Number
Government Issued ID for Directors and
Shareholders
Certificate of Incorporation and
Certificate of Good Standing
Document Evidencing Physical Address
of The Company
Board Resolution approving Deposits with
Heduru Moni Ltd trading as Moni Plus
ID
Documents
Application
Forms
Declaration re Source of Funds
(for deposits in excess of K20,000)
Find a Moni Plus Branch
Visit your nearest branch for loan support.
Headquarters
B & D Building
7 Erskine St, Sect 19, Lot 7, Port Moresby, NCD
+675 313 2800 / 7373 8000
Mon – Fri: 8.00 – 17.00
Waigani
Retail Office, Corner Waigani and Garden Hills
Lot 24, Section 209, Hohola, Garden Hills
+675 313 2900
Mon – Fri: 8.00 – 17.00
Lae
Morobe Haus Ground Floor, Unit 2
Lot 47, Section 6, Fourth Street, Lae
+675 478 2900
Mon – Fri: 8.00 – 17.00
Mt. Hagen
Gapina Haus, Unit 3 West Side, Ground Floor
Allotment 8, Section 5, Hagen Drive, Mt. Hagen
+675 542 2900
Mon – Fri: 8.00 – 17.00
Kokopo
Tammur Centre, Area 1&2, Ground Floor
Allotment 1, Section 38, William Drive, Kokopo
+675 987 2900
Mon – Fri: 8.00 – 17.00
Alotau
Alotau Commercial Centre Vol 119, Folio 200
Portion 246, Alotau, Milne Bay
+675 640 2900
Mon – Fri: 8.00 – 17.00
Goroka
Frequently Asked Questions
Quick answers to the questions we hear most about Term Deposits. Can’t find what you need? Talk to our team.
Available terms are normally between 28 days to two years. Interest rates offered depend on the term required, amount deposited and prevailing market conditions. Current rates for deposits up to K1,000,000 are periodically published in the press.
Minimum Deposit K5,000
Maximum Deposit K10,000,000 (larger deposits may be accepted, on application to Head of Treasury)
Term Deposit Accounts at Moni Plus are subject to the usual identification and due diligence requirements as required by PNG Anti-Money Laundering legislation. This will normally include some investigation of the source of funds for large deposits.
Early redemption is at Moni Plus’ sole discretion, but is normally available in genuine need. While no penalty fee is charged, the interest rate may be adjusted to reflect the new total term of investment.
Please refer to the example here
Deposits over K1,000,000 attract wholesale interest rates, which may be a little higher than those below K1,000,000 (dependent upon current market conditions)
Yes. Both applicants will be subject to identification and due diligence procedures.
Yes, Moni Plus allows Deposit Client to make additional deposit any time before Maturity from your bank account.
This can be available for large deposits with a minimum of 1 year term.
Unfortunately, no. Moni Plus is not a stockbroker.
Deposits will be made available to your Estate, after Probate formalities are attended to, and evidence provided to Moni Plus.