Flexible Funding When Your Business Needs It

A 12-month revolving credit facility built to keep your business moving—providing flexible working capital for SME, commercial, and corporate clients. Ideal for export and import businesses, this solution enables advance payments in PGK to support day-to-day operations, all backed by the security of commercial property.

Loan Calculator

Estimate repayments instantly to better understand what works for your budget before applying.

Loan Type
Personal Loan
24% rate
Loan Amount
PGK 200,000
PGK 50,000
PGK 500,000
Loan Term
12 months
3 months
36 months
Interest Rate (Annual)
24%
Fixed rate for guarantor-backed loans

Payment Summary

Monthly Payment

PGK 18,912

Total of Payments
PGK 226,943
Total Interest
PGK 26,943

Loan Details

Principal Amount
PGK 200,000
Interest Rate
24%
Loan Term
12 months
Loan Type
Personal Loan

Application Form

Our team will guide you through the next steps once your enquiry is submitted.

How it Works

01

Complete a commercial loan application and submit the required information to get started.

02

Our team carefully assesses your application to ensure the right fit for your needs.

03

A lending decision is made promptly, keeping your plans moving forward.

04

Loan documents are issued and executed to formalise the facility.

05

Once completed, funds are disbursed efficiently.

06

Your funds are released and ready for use, helping you drive business growth straight away.

Key Benefits

Instant Access to Funds

Tap into cash whenever you need it, without reapplying each time. Whether it’s covering short-term expenses or seizing new opportunities, funds are always within reach.

Reusable Credit, Ongoing Flexibility

As you repay, your credit becomes available again—giving you continuous access to capital without disruptions. It’s finance that moves at the speed of your business.

Pay Interest Only on What You Use

No need to pay for money you’re not using. A revolving facility ensures you only incur interest on the amount drawn, helping you manage costs efficiently

Act Fast on Opportunities

From bulk inventory purchases to urgent business needs, you’ll have the confidence to act instantly—without waiting for loan approvals.

Use Cases

Inventory Purchases

Easily finance bulk purchases or restock inventory during peak demand periods without tying up your cash reserves.

Seasonal Business Support

Manage fluctuations in income for seasonal businesses by accessing funds during off-peak periods and repaying when revenue picks up.

Bridging Cash Flow Gaps

Cover short-term gaps between receivables and payables, especially when waiting on customer payments—keeping your operations uninterrupted.projects—enabling you to take on bigger contracts and deliver efficiently.

Eligibility &
Requirements

Registered business name/company

Registered Tax Identification Number

Company profile

Minimum of two years operation

Last two years financial statements

Cash Flow Forecast

Last 12 month’s bank statements

Copy of contract
(if any)

Customer Identification
(ID)

Everything you need to know before applying.

Leverage your assets to grow your business