Secure Business Commitments with Confidence

A reliable guarantee solution for SME, commercial, and corporate clients, supporting businesses with secured contracts that require bonds such as bid bonds, performance bonds, or security guarantees. This facility provides confidence to beneficiaries while being fully backed by a 100% cash deposit, ensuring speedy issuance and peace of mind.

Loan Calculator

Estimate repayments instantly to better understand what works for your budget before applying.

Loan Type
Personal Loan
24% rate
Loan Amount
PGK 200,000
PGK 50,000
PGK 500,000
Loan Term
12 months
3 months
36 months
Interest Rate (Annual)
24%
Fixed rate for guarantor-backed loans

Payment Summary

Monthly Payment

PGK 18,912

Total of Payments
PGK 226,943
Total Interest
PGK 26,943

Loan Details

Principal Amount
PGK 200,000
Interest Rate
24%
Loan Term
12 months
Loan Type
Personal Loan

Application Form

Our team will guide you through the next steps once your enquiry is submitted.

How it Works

01

Complete a commercial loan application and submit the required information to get started.

02

Our team carefully assesses your application to ensure the right fit for your needs.

03

A lending decision is made promptly, keeping your plans moving forward.

04

Loan documents are issued and executed to formalise the facility.

05

Once completed, funds are disbursed efficiently.

06

Your asset is released and ready for use, helping you drive business growth straight away.

Key Benefits

Build Instant Credibility

Demonstrate financial strength and reliability to partners, suppliers, and clients. A financier’s guarantee reassures stakeholders that commitments will be met—enhancing your reputation and trustworthiness.

Win Bigger Contracts

Many tenders and contracts require guarantees. With a financier backing you, you can confidently bid for larger projects and secure deals that might otherwise be out of reach.

Reserve Working Capital

Instead of locking up your own cash as security, a financier’s guarantee allows you to keep your funds available—so you can invest in growth, operations, and day-to-day needs.

Use Cases

Securing Large Contracts & Tenders

Many government and corporate tenders require guarantees as a condition of participation. A financier’s guarantee enables you to confidently bid for—and win—high-value contracts.

Performance Assurance

Provide assurance to clients that contractual obligations will be fulfilled. Performance guarantees strengthen confidence and help establish long-term business relationships.

Advance Payment Security

When clients provide upfront payments, a guarantee reassures them that funds will be used as agreed—boosting trust and facilitating smoother project kick-offs.

Customs & Import/Export Transactions

Facilitate international trade by providing guarantees to customs authorities, ensuring compliance with regulations while keeping cash flow intact.

Eligibility &
Requirements

Registered business name/company

Registered Tax Identification Number

Company profile

Minimum of two years operation

Last two years financial statements

Cash Flow Forecast

Last 12 month’s bank statements

Copy of contract
(if any)

Customer Identification
(ID)

Everything you need to know before applying.

Leverage your assets to grow your business