Flexible Financing for Life’s Important Moments

Personal Loans provide individuals with access to funds for a wide range of personal expenses, helping manage important financial commitments with confidence. Whether you’re covering education costs, medical expenses, home improvements, travel, or other planned purchases, our loan solutions offer flexible financing tailored to your needs.

Loan Calculator

Estimate repayments instantly to better understand what works for your budget before applying.

Loan Type
Personal Loan
24% rate
Loan Amount
PGK 200,000
PGK 50,000
PGK 500,000
Loan Term
12 months
3 months
36 months
Interest Rate (Annual)
24%
Fixed rate for guarantor-backed loans

Payment Summary

Monthly Payment

PGK 18,912

Total of Payments
PGK 226,943
Total Interest
PGK 26,943

Loan Details

Principal Amount
PGK 200,000
Interest Rate
24%
Loan Term
12 months
Loan Type
Personal Loan

Application Form

Our team will guide you through the next steps once your enquiry is submitted.

Worked Interest Calculation
PGK 200,000
PGK 50,000
PGK 500,000
PGK 100.000 for 12 fortnights at 4%

How it Works

01

Loan Range:
K200 – K50,000

02

Repayment Terms:
5 – 78 Fortnights

03

Loan Insurance Included

Application Process

Step 1

Download and complete the application form

Step 2

Attach supporting documents

Step 3

Submit to branch or dedicated representative

Step 4

Assessment and approval

Step 5

Same-day disbursement where requirements are complete

Step 1

Download and complete the application form

Step 2

Attach supporting documents

Step 3

Submit to branch or dedicated representative

Step 4

Assessment and approval

Step 5

Same-day disbursement where requirements are complete

Key Benefits

No Application Fees

Same-Day Processing

Loan Insurance Cover

Interest Rebate Top-Up Loans

Nationwide Branch Support

Eligibility &
Requirements

Regular Income Earner Employed 1+ Year

Three Recent Payslips

Employment or
Government-Issued ID

Employer Confirmation Letter

FAQs

Question 1

To be a trusted and reliable financial services provider in Papua New Guinea.

Question 2

To be a trusted and reliable financial services provider in Papua New Guinea.

Everything you need to know before applying.

Branch Listing

Waigani

Retail Office, Corner Waigani and Garden Hills Lot 24, Section 209, Hohola, Garden Hills

+675 313 2900

waiganisales@moniplus.com

Mon – Fri : 8.00 – 17.00

Lae

Morobe Haus Ground Floor, Unit 2 Lot 47, Section 6, Fourth Street, Lae

+675 478 2900

laesales@moniplus.com

Mon – Fri : 8.00 – 17.00

Mt. Hagen

Gapina Haus, Unit 3 West Side, Ground Floor Allotment 8, Section 5, Hagen Drive, Mt. Hagen

+675 541 2900

hagensales@moniplus.com

Mon – Fri : 8.00 – 17.00

Kokopo

Tammur Centre, Area 1&2, Ground Floor Allotment 1, Section 38, William Drive, Kokopo

+675 987 2900

kokoposales@moniplus.com

Mon – Fri : 8.00 – 17.00

Alotau

Alotau Commercial Centre Vol 119, Folio 200 Portion 246, Alotau, Milne Bay

+675 640 2900

alotausales@moniplus.com

Mon – Fri : 8.00 – 17.00

Goroka

Henganofi Building, Goroka Town

+675 531 2900 

gorokasales@moniplus.com

Mon – Fri : 8.00 – 17.00