TERM DEPOSITS

Grow Your Savings with Confidence

Grow your savings with a secure investment that delivers guaranteed returns over a fixed term, with competitive interest rates.

WAYS TO SAVE

Save with Purpose

A term deposit helps you reach your goals with guaranteed returns.

Savings Discipline

Saving for Major Purchases

Income on Retirement, Bonus, or Compensation

Key Benefits

Loan Calculator

Estimate repayments instantly to better understand what works for your budget before applying.

Loan Type
24% rate
Loan Amount PGK 200,000
PGK 50,000PGK 500,000
Loan Term 12 months
3 months36 months
Interest Rate (Annual)
24% Fixed rate for guarantor-backed loans

Payment Summary

Monthly Payment PGK 18,912
Total of Payments PGK 226,943
Total Interest PGK 26,943

Loan Details

Principal Amount
PGK 200,000
Interest Rate
24%
Loan Term
12 months
Loan Type
Personal Loan

Term Deposits At A Glance

01
Minimum Deposit

K5,000

02
Deposit Terms

28 days – 2 Years

03
Interest

Paid at Maturity

04
Account Keeping

No Fees

How It Works

Step 1

Enquiry & Application

Step 2

Deposit Your Funds

Step 3

Fixed Term Holding

Step 4

Interest Paid at Maturity

Eligibility & Requirements

A few simple requirements to open your term deposit.

Minimum Deposit of K5,000

28 Days – 2 Year Deposit Term

Government-Issued ID

Find a Moni Plus Branch

Visit your nearest branch for personal loan support.

Waigani

Retail Office, Corner Waigani and Garden Hills

Lot 24, Section 209, Hohola, Garden Hills

 

+675 313 2900

waiganisales@moniplus.com

Mon – Fri: 8.00 – 17.00

Lae

Morobe Haus Ground Floor, Unit 2

Lot 47, Section 6, Fourth Street, Lae

 

+675 478 2900

laesales@moniplus.com

Mon – Fri: 8.00 – 17.00

Mt. Hagen

Gapina Haus, Unit 3 West Side, Ground Floor

Allotment 8, Section 5, Hagen Drive, Mt. Hagen

 

+675 541 2900

hagensales@moniplus.com

Mon – Fri: 8.00 – 17.00

Kokopo

Tammur Centre, Area 1&2, Ground Floor

Allotment 1, Section 38, William Drive, Kokopo

 

+675 987 2900

kokoposales@moniplus.com

Mon – Fri: 8.00 – 17.00

Alotau

Alotau Commercial Centre Vol 119, Folio 200

Portion 246, Alotau, Milne Bay

 

+675 640 2900

alotausales@moniplus.com

Mon – Fri: 8.00 – 17.00

Goroka

Henganofi Building, Goroka Town

 

+675 531 2900

gorokasales@moniplus.com

Mon – Fri: 8.00 – 17.00

Frequently Asked Questions

Quick answers to the questions we hear most about Term Deposits. Can’t find what you need? Talk to our team.

Available terms are normally between 30 days and two years. Interest rates offered depend on the term required, amount deposited and prevailing market conditions. Current rates for deposits up to K1,000,000 are periodically published in the press.

Approved answer pending from Moni Plus.

Approved answer pending from Moni Plus.

Approved answer pending from Moni Plus.

Approved answer pending from Moni Plus.

Approved answer pending from Moni Plus.

Approved answer pending from Moni Plus.

Approved answer pending from Moni Plus.

Approved answer pending from Moni Plus.

Approved answer pending from Moni Plus.

Approved answer pending from Moni Plus.

Approved answer pending from Moni Plus.

Start Growing Your Savings

Everything you need to know before applying.