Turn Business Assets into Business Opportunities

A versatile asset finance solution built for SMEs and commercial businesses that need income-generating assets to grow. From motor vehicles and machinery to plant, equipment, vessels, and aircraft, we help you invest in productive assets while spreading the cost, with the asset itself held as security for efficient, sustainable financing.

Loan Calculator

Estimate repayments instantly to see what fits your business budget before you apply.

Loan Type
Personal Loan
24% rate
Loan Amount
PGK 200,000
PGK 50,000
PGK 500,000
Loan Term
12 months
3 months
36 months
Interest Rate (Annual)
24%
Fixed rate for guarantor-backed loans

Payment Summary

Monthly Payment

PGK 18,912

Total of Payments
PGK 226,943
Total Interest
PGK 26,943

Loan Details

Principal Amount
PGK 200,000
Interest Rate
24%
Loan Term
12 months
Loan Type
Personal Loan

Application Form

Our team will guide you through the next steps once your enquiry is submitted.

How it Works

01

Complete a commercial loan application and submit the required information to get started.

02

Provide a quotation from your preferred dealer or vendor.

03

Our team carefully assesses your application to ensure the right fit for your needs.

04

A lending decision is made promptly, keeping your plans moving forward.

05

Loan documents are issued and executed to formalise the facility.

06

Once completed, funds are disbursed efficiently.

07

Your asset is released and ready for use, helping you drive business growth straight away.

Key Benefits

Preserve Cash Flow

Why tie up valuable capital in expensive equipment purchases? Asset finance lets you spread the cost over time, keeping your cash flow healthy and predictable—so you can invest in what truly drives your business forward.

Access the Latest Equipment

Stay competitive with cutting-edge tools and technology without the burden of upfront costs. Asset finance ensures you always have access to the assets you need to perform at your best.

Boost Business Growth

By freeing up capital and enabling access to essential assets, asset finance empowers you to take on new opportunities, expand operations, and scale your business with confidence

Potential Tax Advantages

Many asset finance arrangements may offer tax benefits (depending on your region and circumstances), helping you optimise your financial position while investing in growth

Use Cases

Transport & Logistics

Finance trucks, trailers, and delivery vehicles to expand capacity, improve service reliability, and meet growing customer demand—without straining cash flow.

Vehicle Rental & Fleet Businesses

Build or upgrade a fleet of hire cars, taxis, or commercial vehicles. Stay competitive with newer models while spreading costs over time.

Construction & Heavy Equipment

Acquire excavators, cranes, loaders, and other machinery needed for large projects—enabling you to take on bigger contracts and deliver efficiently.

SMEs & Growing Businesses

Purchase essential business assets such as office equipment, IT infrastructure, or specialized tools while preserving working capital for daily operations.

Eligibility &
Requirements

Registered business name/company

Registered Tax Identification Number

Company profile

Minimum of two years operation

Last two years financial statements

Cash Flow Forecast

Last 12 month’s bank statements

Copy of contract
(if any)

Customer Identification
(ID)

Everything you need to know before applying.

Leverage your assets to grow your business