BUSINESS

Supporting
Your Business
Growth

Whether you’re managing cashflow, investing in assets, or pursuing new opportunities, our solutions help your business move forward with confidence.

Our Products

Supporting your financial progress through accessible and dependable banking.

Asset Based Finance

Finance vehicles, machinery,
and equipment.

Loan Against Property

Access funding backed
by your assets.

Financier's Guarantee

Secure contracts and business commitments.

Revolving Credit

Flexible funding for ongoing business needs.

How It Works

Step 1

Enquiry & Application

Step 2

Business Information & Document Submission

Step 3

Assessment & Approval Process

Step 4

Funds Advanced

How It Works

Step 1

Enquiry & Application

Step 2

Business Information & Document Submission

Step 3

Assessment & Approval Process

Step 4

Funds Advanced

For Business

Flexible financial solutions to support business operations, investment, expansion, equipment purchases, and new commercial opportunities.

Asset Based Finance

Loan Against Property

Financier's Guarentee

Revolving Credit

Fast

Easy

Made For You

FAQs

Everything you need to know before applying.

Moni Plus offers a range of business finance solutions, including Asset Based Finance, Financier’s Guarantee, Loan Against Property, and Revolving Credit. Each option is designed to support different business needs, from purchasing equipment and managing cash flow to securing contracts and accessing funding against property.

The right facility depends on what your business needs. Asset Based Finance can help fund vehicles, machinery or equipment. Loan Against Property can unlock funding using property as security. Revolving Credit provides flexible access to working capital, while a Financier’s Guarantee can support contracts, tenders and other business commitments.

Business finance can support a variety of needs, including purchasing business assets, expanding operations, managing working capital and cash flow, buying inventory, investing in property improvements, and supporting contracts or tenders. The permitted use will depend on the finance product you apply for.

Requirements may vary by facility, but businesses should generally be prepared to provide their business registration and Tax Identification Number, company profile, financial statements, cash flow forecast, recent bank statements, identification, and relevant contracts or supporting documents.

This depends on the type of finance. For example, Asset Based Finance uses the financed business asset as security, while a Loan Against Property is secured against real property. Other facilities may have different requirements depending on the application and assessment.

Start by completing a commercial loan application and providing the required supporting information. The Moni Plus team will assess your application and, if approved, prepare the relevant facility documents before the finance or facility is made available.

Commercial Loan Application

Step 1 of 7 · Finance type & borrower

For applications from a company, firm, sole trader or partnership.

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Step 2 of 7 · Contact & addresses

How we reach you, and where the business operates.

Principal residential address

Step 3 of 7 · Shareholdings & guarantor

List each shareholder and director, then the guarantor supporting this application.

Shareholder / director 1

Role *

Shareholder / director 2

Role *

Guarantor

Step 4 of 7 · Fleet, bankers & existing loans

Fleet details for asset based finance, plus your existing banking and borrowing.

Fleet details (asset based finance only)

Existing bankers / financiers

Bank / branchFacility typeAccount nameAccount number
————
————
————

Existing loans with other institutions

InstitutionFacility typeLimit / balanceRateMonthly repayment
—————
—————
—————

Step 5 of 7 · Funding required & security

What the funds are for, and the security you are offering against them.

Funding required — purpose (include all costs)

PurposeAmount (K)
——
——
——
——
TotalK 0.00
Net funding requiredK 0.00

Security — motor vehicles, equipment & machinery

Type / descriptionMakeModel yearOriginal costMarket value
—————
—————
—————

Security — property

Type / descriptionProperty nameLocation / lot / sectionOwner or tenantMarket value
—————
—————
—————

Step 6 of 7 · Personal statement of position

A snapshot of the principal’s personal assets, liabilities and monthly cash flow.

Assets

Total assetsK 0.00

Liabilities

Total liabilitiesK 0.00
Surplus — assets less liabilitiesK 0.00

Monthly income

Total monthly incomeK 0.00

Monthly expenses

Total monthly expensesK 0.00
Available surplusK 0.00

Step 7 of 7 · References, declaration & checklist

Three references, your declaration, and the documents to attach.

Reference 1

Reference 2

Reference 3

Declaration

Application checklist

Tick every document you are attaching. Anything left unchecked is recorded as still to provide.